Taking back control
of your debt.
Find solutions that best suit your needs.
Debt Negotiation
My Peace of Mind offers a free no-obligation consultation.
We assess and renegotiate all debts in order for you to make sustainable ongoing repayments with the peace of mind required for a brighter future! This is made possible by our simple step-by-step approach.
Answer a list of questions to find out if you qualify for our service.
We offer a fixed rate fee for service, regardless of how many debts you have.
We complete a full budgetary position statement.
We prepare an application to the lender or creditor proposing a payback schedule of your debt, tailored to your current situation.
You will have full control over any decisions made about your financial situation.
Agreements are only be entered into once you have approved the new terms.
It can take a lengthy amount of time having discussions with the lender/creditor to ensure the best outcome possible.
The process can take between 2 to 6 months.
You enter into a payment plan that you can afford without incurring any negative credit impairment for you.
FREE CONSULTATIONAnswer a list of questions to find out if you qualify for our service.
We offer a fixed rate fee for service, regardless of how many debts you have.
FINALIZE AND SUBMIT APPLICATIONWe complete a full budgetary position statement.
We prepare an application to the lender or creditor proposing a payback schedule of your debt, tailored to your current situation.
NEGOTIATE WITH LENDERSYou will have full control over any decisions made about your financial situation.
Agreements are only be entered into once you have approved the new terms.
APPROVE NEW TERMSIt can take a lengthy amount of time having discussions with the lender/creditor to ensure the best outcome possible.
The process can take between 2 to 6 months.
BACK ON TRACKYou enter into a payment plan that you can afford without incurring any negative credit impairment for you.
If we can not significantly reduce your
repayments, we will not take on your case.
This is our guarantee.
The Benefits of our Services
Clean Credit Rating
It will not affect your credit score.
Stop the Harassing Phone Calls
Immediately stops the barrage of phone calls and open the communication lines for negotiation.
Fixed Rate Fee
We offer fixed rate fees, totally regardless of how many debts you have.
Avoid Bankruptcy
Our services are designed to help you now, and in the future. We do not offer bankruptcy or Part IX debt agreements that impair your ability to borrow in the future.
Educated and Empowered
We provide budgeting tools and tips for our customers to be empowered to manage their finances.
Get Back on Track
With reduced monthly repayments and interest rate, we give you the time you need to get your finances back on track.
"We take care of your debt, you focus on your wellbeing."